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Practical health information from the Premonition Health care team — written for patients, not for charts.

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Latest Series · May 9, 2026

Understanding Health Insurance

A 3-part guide to how health insurance actually works — what you're paying for, how to choose a plan, and what the alternatives really are.

Healthcare Navigation · Post 1 of 3 · New

What You're Actually Paying For: Premiums, Deductibles, and Cost-Sharing

Most people pay health insurance premiums for years without fully understanding what they've bought. Learn how deductibles, copays, coinsurance, and your OOP max actually work.

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Healthcare Navigation · Post 2 of 3 · New

HMO, PPO, EPO, HDHP: How to Actually Choose a Health Insurance Plan

The plan type you pick determines which doctors you can see and how much you'll pay out of pocket. Here's what each acronym means and how to match a plan to your actual situation.

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Healthcare Navigation · Post 3 of 3 · New

When It's Not Really Insurance: Indemnity Plans, Health Share Ministries, and Direct Primary Care

Health share ministries and indemnity plans look like insurance but don't work like it. Here's what you're actually signing up for, and how DPC fits into a real financial strategy.

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Previous Guides

Healthcare Navigation

Practical, plain-language guides to navigating the U.S. healthcare system — from medication pricing to Medicare enrollment.

April 28, 2026

Understanding Medicare: Parts A, B, C, D, and the Gaps Between Them

Medicare's alphabet soup explained — what each part covers, why hospitals are dropping Advantage plans, Medigap F vs. G vs. N, enrollment windows, and the late penalties no one warned you about.

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April 28, 2026

How to Pay Less for Your Medications

The price your pharmacy quotes you is often not the lowest price available. A practical guide organized by coverage type — uninsured, commercial insurance, Medicaid, and Medicare — with an interactive decision tree.

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May 4, 2026

Generic vs. Brand-Name Medications: What's Actually Different

For most medications, generics are clinically equivalent and far cheaper. Here's what the evidence shows, what the real exceptions are, and why compounded medications are a different category entirely.

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Previous Series

Diabetes: More Than Sugar

A 7-post series covering the glucose-insulin axis, diabetes types, treatment options, complications, diet, exercise, and monitoring — what the evidence actually shows.

Topic Library

Series · Diabetes

April 18, 2026 · Part 1 of 7

What Is Diabetes, Really?

The glucose-insulin axis, why diabetes is not one disease, and the lifestyle factor most patients underestimate.

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April 18, 2026 · Part 4 of 7

Complications and Targets

How sustained high glucose damages organs over time, what the A1c thresholds actually mean, and how targets should be individualized.

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April 18, 2026 · Part 5 of 7

Diet and Diabetes

What the randomized trial evidence shows across dietary patterns — and why diet and medication work together, not instead of each other.

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April 18, 2026 · Part 6 of 7

Exercise and Diabetes

Why sustainability beats intensity, what the weekend warrior data shows, and how exercise works differently in Type 1 and Type 2.

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Series · Thyroid

April 12, 2026 · Thyroid Series · Post 1 of 4

How the Thyroid Actually Works

The HPT axis, what TSH actually measures, why T4 isn't T3, and what "normal" thyroid function really means.

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April 12, 2026 · Thyroid Series · Post 3 of 4

Hyperthyroidism and Thyroid Nodules

Graves' disease, toxic nodules, thyroiditis — causes, symptoms, treatment options, and when thyroid nodules require biopsy versus watchful waiting.

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April 12, 2026 · Thyroid Series · Post 4 of 4

Thyroid Myths and the Wellness Industry

Adrenal fatigue, reverse T3, Wilson's syndrome, and why the TSH range isn't a conspiracy — what functional medicine thyroid claims actually look like under scrutiny.

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Series · Testosterone

April 12, 2026 · Testosterone Series · Post 1 of 5

What Testosterone Does (and Doesn't Do)

How testosterone is made, what it regulates, what normal ranges mean, and why the energy-libido-vitality narrative is more complicated than the wellness industry admits.

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April 12, 2026 · Testosterone Series · Post 3 of 5

Testosterone in Women: HSDD and Beyond

The one FDA-recognized indication for testosterone in women, what the evidence shows for energy and mood, safe dosing ranges, and why supraphysiologic doses carry real risk.

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April 12, 2026 · Testosterone Series · Post 5 of 5

The Low-T Industry: What the Evidence Shows

How testosterone marketing turned a medical condition into a lifestyle brand, what clinical trials actually show about testosterone for age-related decline, and what to watch for in a Low-T clinic.

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Series · Estrogen & MHT

April 12, 2026 · Estrogen & MHT · Post 1 of 5

The Menopause Transition: What's Actually Happening

Perimenopause to postmenopause — the biology of the transition, how long symptoms actually last, which symptoms are directly caused by estrogen loss, and how to set realistic expectations.

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April 12, 2026 · Estrogen & MHT · Post 3 of 5

MHT: Risks, Benefits, and Who Shouldn't Take It

Absolute risk numbers for breast cancer, VTE, and stroke — not relative risks — plus who should take estrogen alone, extended use considerations, and clear contraindications.

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April 12, 2026 · Estrogen & MHT · Post 4 of 5

When You Don't Want or Can't Take Hormones

Non-hormonal options for vasomotor symptoms — what actually works, what doesn't, and why vaginal estrogen belongs in a completely different conversation from systemic MHT.

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April 12, 2026 · Estrogen & MHT · Post 5 of 5

Gender-Affirming Care: Estrogen for Trans Women

Informed consent model, physical changes and timeline, what's reversible and what isn't, fertility considerations, VTE risk, and the monitoring schedule for feminizing hormone therapy.

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Series · GLP-1 Medications

April 6, 2026 · Part 1 of 7

What Are GLP-1 Medications?

How semaglutide and tirzepatide work, what makes them different from previous weight-loss drugs, and what FDA approval actually means.

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April 6, 2026 · Part 2 of 7

Long-Term Safety and Side Effects

What the long-term trial data actually shows about GI side effects, thyroid concerns, pancreatitis risk, and who should not take these medications.

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April 6, 2026 · Part 4 of 7

Keeping the Weight Off

Why weight returns after stopping GLP-1 medications, what the STEP trial extension showed, and how to build a long-term maintenance plan.

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April 6, 2026 · Part 7 of 7

GLP-1 Medications and Fertility

What the evidence shows about GLP-1 medications, PCOS, menstrual cycles, contraception interactions, and pregnancy — with clear guidance on when to stop.

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Series · The Common Cold

April 1, 2026 · Part 1 of 5

What Is the Common Cold?

What's actually happening in your body during a cold, what to expect, and why it almost always gets better on its own.

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April 1, 2026 · Part 2 of 5

When a Cold Is More Than a Cold

How a common cold can become dangerous for people with asthma, COPD, weakened immune systems, or heart disease — and which vaccinations help.

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April 1, 2026 · Part 4 of 5

The Underrated Cold Remedy

Nasal saline irrigation — the one home cold remedy with real evidence behind it. How it works, isotonic vs. hypertonic, and how to do it correctly.

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April 1, 2026 · Part 5 of 5

When to Call Your Doctor

How to tell when a cold is turning into a bacterial complication — warning signs, when to call the clinic, and when to go to the ER.

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Guides · Healthcare Navigation

April 28, 2026 · Healthcare Navigation

How to Pay Less for Your Medications

The price your pharmacy quotes you is often not the lowest price available. A practical guide organized by coverage type — uninsured, commercial insurance, Medicaid, and Medicare.

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